Discover Motiva Card

 
or call 1-866-847-2353
  • 6

    On-Time Payments

    in a row gets you a full month's interest back as a Pay-On-Time Bonus

  • Purchase APR

    See Rates Details

  • Intro APR

    Balance transfers
    for 12 months for
    customers with excellent credit

  • Annual Fee

 

Rewards ProgramSee Rewards Details

  • Pay-On-Time Bonus

    Get a Pay-On-Time Bonus

    Each time you make 6 on-time payments in a row, get your next month's interest back

  • ShopDiscover

    ShopDiscover

    5% to 20% Cashback Bonus through our exclusive online shopping site

  • Automatic Rewards

    Automatic Rewards

    Up to 1% Cashback Bonus on all your other purchases, automatically

  • Maximum Redemption

    Redeem for More

    Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners

Built-In Benefits

Flexible Options that Put You in Control

  • Free payment by phone or online—even on your Payment Due Date
  • Get timely e-mail reminders to help you avoid fees
  • Choose a Payment Due Date that meets your needs

Complete Fraud Protection

  • $0 Fraud Liability guarantee and advanced fraud early warning alerts
  • Fraud specialists dedicated to helping you 24/7
  • Shop protected with Secure Online Account Numbers
 
* Get a Pay-On-Time Bonus equal to a full month's interest each time you make six on-time payments in a row—
twice a year, every year, when you pay on time every month.

Credit Education Resources

Paying down credit card debt